For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
Funding
Commercial Property
0845 2 605 506

Commercial Mortgages
Buy to Let
London Commercial Mortgages
Bad Credit Mortgages
Bridging Loans
Investment Property
More Information
FAQs
General Questions
0845 2 605 506

What can a commercial mortgage be used for
What is the maximum loan to value you offer
Can I get a commercial mortgage with bad credit
More Information
Buy to Let
Buy to Let Property & Portfolio
0845 2 605 506

Buy to Let
Buy to Let Portfolio
Landlords
Buy to Let Properties
Buy to Let Guide
Becoming a Landlord
More Information
Commercial Mortgage > Bridging Loans > Bridging Loans for Property Purchasing
Bridging Loans for Property Purchasing
Bridging loans are still being used for the original purpose which was to provide the missing equity when contracts are exchanged on a simultaneous basis on a sale and purchase, but there is a delay in the date of completion of the sale which would mean that funds from the sale are not available to complete the purchase.
In this closed bridge environment, where the time the funds are required is known, lenders are more than happy to lend on a very low risk transaction.

The other main use of bridging loans in property purchase is where property developers are buying houses, flats or commercial property, in need of care and restoration. By purchasing on a bridging loan the developer can refurbish the property and refinance on completion of the works onto a commercial mortgage, or sell the property for a higher sum to reflect the increased value due to the works carried out.

We are also seeing properties being purchased at below the true market value due to the credit crunch on bridging loans which are based on the bricks and mortar value rather than the purchase price. In some cases the bridging loan can almost be the same as the purchase price if the client is able to negotiate a very good price.

This then leaves the client to re-mortgage onto a normal buy to let or a commercial mortgage, at normal commercial rates of interest.

Company  |  Sitemap  |  Privacy Policy  |  Enquiry Form
Commercial Mortgages
Buy to Let
Investment Property
Bridging Loans
Apply Now
Commercial Mortgage Enquiry

More Information
Related...
Commercial Mortgages
0845 2 605 506

Commercial Mortgage Tools
Commercial Mortgage Blog
RSS Feeds
Speak to an Adviser
Partner with our website
More Information
Multimedia
Learn More about Commercial Mortgages
0845 2 605 506

Commercial Mortgage Videos
Buy to Let Video
Financial Video
News & Podcasts
News on the Market
Bridging Loans
Commercial Property
0845 2 605 506

Bridging Loans
Short Term Bridging Finance
What is a Bridging Loan
Costs of a Bridging Loan
Bridging Loans for Property Puchasing
More Information
[Commercial Mortgages 2010]
Commercial Market March 2010

[Investment Property 2010]
Commercial Investment Mortgages March 2010

[Development Finance 2009]
Development Finance
Daily Commercial Mortgage RSS

Stay up to date, subscribe to our daily commercial mortgage RSS feeds.

Daily Buy to Let RSS

Want to stay up to date with the Buy to Let market? Subscribe to our daily buy to let RSS feed.
Commercial Mortgage Calculator

Calculate monthly mortgage repayments with a commercial mortgage calculator.

Accounts Manager

Manage your accounts with our Accounts Manager from A Commercial Mortgage 4 you.
A Commercial Mortgage 4 You

View Our Blog
Show Blog Archives
Commercial Mortgages Gear Up
Buy to Let Blog
Portfolio Blog
Bridging Loans Blog
Blog
Home
Website Designed and Optimised by Assertive Media
Search Engine Optimisation